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Abstract
This article is written within the context of the financial crisis that attenuated the Coronavirus pandemic of 2020, which has caused uncertainty among both creditors and debtors as to their rights and obligations. The article focuses on Article 9 of the Uniform Commercial Code which governs security interests in personal property by establishing rules under which the rights of the parties are determined. The article cites several important cases relating to issues raised in court proceedings which deal with complex Article 9 filings. The article is written from a non-technical, managerial perspective.